Wednesday, August 31, 2016
For most people, there is no other possession more valuable than their home. After all, it’s likely to be the biggest investment they will ever make in life–one they will spend the next few decades paying off.
Imagine the horror, then, if everything you’ve so hard for and investment so much in just goes up in smoke. Unfortunately, this nightmare is a reality from thousands of Americans. According to data from the U.S. Fire Administration, around 374,000 home fires occur each year, which amounts to about $7.32 billion dollars’ worth of lost property.
You don’t have to be part of this statistic. Focus Insurance Group, which offers home insurance in the Atlanta and nearby areas, offers these simple tips to help prevent house fires.
Monday, August 29, 2016
When people hear the words “car insurance,” the first thing that probably comes to mind are car accidents and the expensive car repair bills that result from them. However, most people don’t know that are actually different types of car insurance coverage, and that drivers are required to possess only certain types of them
In the state of Georgia, for instance, drivers only need bodily injury and the property liability coverage. This means that if you get into an accident and someone gets hurt, your insurer will cover only up to $50,000 in medical bills and a maximum of $25,000 on vehicle repair.
As you can see, these barebones insurance requirements are not only inadequate in many cases, they also do not provide protection in a wide variety of scenarios. Because of this, brokers like Focus Insurance Group often recommend getting comprehensive car insurance in Decatur, GA.
Thursday, August 25, 2016
Buying your car is just the first step. Once you’ve driven it off the car lot, you know have to fuel, maintain, and look after it. One part of taking care of your car is making sure that it’s adequately insured. After all, there are a myriad of things that can threaten your car, from minor fender benders, to total wreckage, to theft, and even being submerged in floodwater.
Fortunately, Atlanta drivers can lower their car insurance premiums with these five tips.
Work with Brokers
First off, make sure to work with trusted auto insurance brokers in your area. These professionals have a wide network of auto insurers in their database, so they can easily find one for you that offers the protection you need at the budget you can afford. Moreover, they are expert negotiators who can advocate for lower insurance on your behalf.
In case you’re a brand new homeowner, you may be new to the concept of homeowners insurance. Although, it’s also highly possible that you’ve owned your home for a while now, but you still have not gotten around to thinking about getting one.
What Is Homeowners Insurance?
A homeowners insurance policy lets you protect your property, at least financially, from loss or damage. When choosing the kind of coverage that you will purchase, though, you must be careful in reading the fine print. Some insurance policies exclude certain situations, such as unfortunate events, otherwise known as “acts of God.” This constitutes natural disasters, usually, such as unexpected floods from raging storms, hurricanes, or blizzards. Other exclusions also include acts of war.
Wednesday, August 24, 2016
Insurance is usually associated with medical bills and car repairs. However, there is another application that is just as important as those other items are. In case your home isn’t covered by insurance yet, then it’s probably time that you start checking out options.
It may seem overwhelming at first, but with the right kind of help from professionals, you should be well on your way to purchasing your very first home insurance policy in no time. Here are some basic but helpful tips that could guide you throughout this selection process.
Tuesday, August 23, 2016
How sure are you that your current car insurance policy provides you the coverage that you need? This is an important question that, unfortunately, not a lot of car owners pay attention to. For them, as long as they have coverage, they automatically assume that they will be covered if and when they figure in a car-related accident.
This is not true all the time, though, and the last thing you would want to happen is to be surprised with the information that your particular case does not make you eligible to file an insurance claim with your provider.
Monday, August 22, 2016
If you are a new car owner, then one of the things that you should work to get--apart from your driver’s license--is your auto insurance in Atlanta. This is crucial because it keeps you financially protected in the event of property damage or personal injury because of a car accident.
With so many types available, however, it’s not surprising that you will be overwhelmed and confused. There’s no need to go at it alone, though, because you can seek help from agencies like Focus Insurance Group, that can help you determine and compare which policies from the different insurance agencies will suit your needs best.