Monday, October 26, 2015

High Quality Insurance You Can Count on for Your Biggest Investment

The weather in the southeastern part of the U.S. can be unpredictable, and because of this, Georgia has seen an increase in disaster declarations in recent years. As a result, homeowners have noticed a hike in their Decatur, GA insurance policies. Your home is likely your largest financial investment, and having quality insurance is crucial in protecting it. Today, it's more important than ever to ensure you have a quality plan that gives you the biggest bang for your buck, and there are a few tips to follow when evaluating your options.

Saturday, October 24, 2015

State of Georgia Requires Motorists to have Auto Insurance Coverage

There are two types of coverages for car insurance in Decatur GA, liability and physical damage. Liability coverage is mandatory in the state of Georgia, whereas, physical damage is optional. Although physical damage is not a requirement, most lending institutions, such as banks and finance companies require full coverage if there is an outstanding loan. Insurance carriers offer two kinds of physical damage coverages, comprehensive and collision. The comprehensive policy is probably advantageous for the insured because it covers robbery, vandalism, and fire damages. Collision policy compensates the insured for at fault accidents or accidents caused by uninsured motorists.

Thursday, October 22, 2015

How a Home Automation Upgrade Can Affect Your Home Insurance Policy

A rising trend in some high-end houses is home automation, or sometimes called “smart-homes”. Home automation is similar to having a single remote device (in this case a tablet) that controls some technologies in the house. With home automation, it is possible to control the thermostat, the door locks, or even the lights with just a few swipes in your touchscreen while seated comfortably in front of the television. The comfort and ease that it provides makes home-automation a sought after technology to those who can afford it, but how exactly does this affect your home insurance policy?

Monday, October 19, 2015

Auto Insurance Companies: Owners, Think Twice about Car Customizations

Driving a customized car is like flying to Europe in a first-class seat with the fanciest meal imaginable. For the car owner, there’s a unique thrill to having a set of wheels that nobody else does—a car that was made especially to suit certain needs and preferences. On the onlooker’s part, a customized car is a source of admiration and even envy, but what do insurance companies like Focus Insurance Group think of customized cars, and how does some customization affect your auto insurance policy?